Savings Services
Helping members build a strong, consistent saving culture as the foundation for financial security.
Temerach SACCO Ltd. is a member-governed savings and credit cooperative helping thousands of Ethiopians save, borrow, and grow together. ማሳሰቢያ ብድሩን ማመልከት ከመጀመርዎ በፊት የታደሰ የቀበሌ መታዎቂያ እና የተመራጭ የቁጠባ ደብተርዎን በትክክል በሚታይ መልኩ በስልክዎ እስካን(scan) በማድረግ በስልክዎ ይያዙ!
From a small founding group to a growing financial community.
Temerach SACCO Ltd. (ተመራጭ የገንዘብ ቁጠባና ብድር ኃላፊነቱ የተወሰነ መሰረታዊ የህብረት ሥራ ማህበር) was founded on November 12, 2023, by General Manager Ato Zewedu Sebsebie, together with 264 founding members and a starting capital of 680,000 ETB.
Since then, the SACCO has grown into a trusted savings and credit cooperative serving over 7,500 active members with more than 1 Billion ETB in Total asset — entirely member-governed.
To build a financially resilient community where members save consistently, access fair credit, and grow their assets through cooperative ownership — guided by transparency and mutual trust.
Everything our members need to save, borrow, and grow.
Helping members build a strong, consistent saving culture as the foundation for financial security.
Fair access to credit, with transparent evaluation of every loan application.
Responsive support when members need financial relief, evaluated with care and clear terms.
Monthly financial literacy sessions and guidance on responsible loan utilization.
Member ownership opportunities that grow alongside the cooperative's dividends.
Online loan requests, status tracking, and friendly support for every Temerach member.
The principles that guide every decision we make.
Members grow stronger by saving and supporting one another.
We keep our promises to members with reliable service.
Trust is the foundation of every loan and every saving.
Clear rules, open decisions, and honest communication.
Fair access to credit for every eligible member.
Community success comes before individual gain.
A growing community of savers and borrowers in Addis Ababa.
Strong footing built from member contributions.
Major decisions reflect the voice of our members.
Apply online and track your request in real time.